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Wednesday, February 12, 2025

Examine: Tesla Drivers Have the Most Insurance coverage Incidents

Tesla drivers report extra insurance coverage incidents than drivers of every other model of automotive, based on a brand new examine. They’ve seen their fee spike within the final 12 months.

Lending Tree gathered information for its examine from its personal customers. The corporate has a service that helps drivers discover higher automotive insurance coverage charges. To make use of it, drivers should enter their driving historical past. Lending Tree analysts used that data to collate information on insurance coverage claims amongst drivers of various automotive manufacturers.

Associated: Auto Insurance coverage: What’s Complete Protection?

Tesla drivers, they discovered, reported about 37 incidents (accidents, DUIs, dashing tickets, and different citations) per 1,000 drivers in 2024. That’s up from 31 in 2023.

Ram drivers had essentially the most incidents in final 12 months’s information however got here in second this 12 months with 34. Subaru took third place with 33.

Ram, nonetheless, took first in almost a 3rd of states. In New Jersey, Lending Tree says, they reported an alarming 74 incidents per 1,000 drivers.

Associated: Automobile Insurance coverage: Methods to Select the Proper Coverage

The most secure drivers? Mercury homeowners reported simply 19 incidents. Mercury, a former Ford model, folded in 2011, so these drivers could also be babying vehicles with more and more hard-to-find elements. Pontiac, additionally lengthy defunct, got here in second. Followers of discontinued manufacturers will mourn to know that, for the primary time, Lending Tree didn’t get sufficient information from Saturn drivers to incorporate them within the outcomes.

Amongst automakers nonetheless in operation, Cadillac had essentially the most cautious homeowners. They reported 21 incidents.

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